An allegation is a starting point, never a conclusion.
Eight working principles govern how BDI collects, tests and reports evidence. They are why our findings hold up in front of a board, a regulator or a court.
How we separate fact from noise.
Fact apart from allegation
Every finding is labelled as fact, reported claim or inference, with a confidence grade. An allegation is a starting point, never a conclusion.
The two-source rule
An opinion counts as a finding only once a second, independent source confirms it.
Hearsay is labelled as hearsay
Every statement carries its source type and a reliability grade, so the reader knows what it rests on.
Lawful methods only
Public and lawfully accessible sources, consent where the law requires it, no pretexting and no access to private bank, phone or email records.
No record without two identifiers
Nothing is attributed to a person or entity without two matching identifiers; namesakes are logged, not assumed.
Reproducible work
A source register, search log and exhibits let a second analyst reproduce every conclusion.
Senior review before release
A Senior Advisor reviews material findings before any report is issued.
Red flags do not wait
Material red flags are reported within one business day of confirmation, not held for the final report.
The reader always knows what a finding rests on.
| Label | Meaning | Used when |
|---|---|---|
| Fact | Confirmed by a record or document | Two independent sources agree |
| Reported claim | Stated by a source, not yet verified | One source, or sources that are not independent |
| Inference | BDI's reasoned view from the evidence | Pattern in the evidence, with a stated confidence grade |